All charities face risks, with trustees carrying a duty to protect the charity’s assets and resources with appropriate levels of insurance offering protection against loss, damage and liability.

Trustee and professional liability covers the cost of defending your charity or trustees against allegations of professional negligence, such as unintentional breach of confidentiality or copyright, defamation or libel, loss of documents or data and loss of money or goods for which you are responsible.

Public and product liability covers the cost of defending your charity if a third party is injured or their property damaged as a result of your negligence. Employer’s liability offers protection if an employee or volunteer sustains injury during the course of their duties and files a claim against your charity.

We can help ensure your charity is protected with a tailored, bespoke policy, providing wide cover at a very competitive rate. In the first instance, we would recommend carrying out a full risk assessment to ascertain the level of risk that exists for your charity, enabling us to ensure adequate cover is set in place.